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Representative 277.5% APR. Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable).

How Payday Loans Work - Guide

A simple application process completed online enables lenders to make a fast decision based on the information provided. It is essential when undertaking the application process to complete all the relevant and required fields as they will allow the lender to decide whether you are a good candidate for a payday loan. The application process takes up to five minutes to complete and depending on the time of day the application is approved, money can be transferred to your bank account on the same day. Personal information given within the application is completely secure to adhere to the terms set out within the Data Protection Act. Therefore applicants can rest assured that any information provided is safe and secure and associated companies will not achieve any personal data.

Loan applications are usually denied due to a person’s credit history, however, with GetSomeDosh this is not taken into consideration and it is merely a person’s ability to repay the loan that is the main focus in the decision making process. Once your application has been accepted and the money transferred payment of the loan is expected on your next payday. The full loan amount plus the lending fee will be automatically taken from your bank account. Extensions are a possible option but are only available upon request. If an extension is required you must speak to a customer service advisor. The main benefit surrounding Payday loans is the speed at which applications are accepted and finances transferred. For a quick resolution to your financial needs simply fill in the application form now.

Warning Late repayment can cause you serious money problems. For help, go to