Application

Step 1




Representative 277.5% APR. Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable).

Instant Loans – the best way to get funds

Payday loan companies are the most effective way to borrow a low amount to cover the unexpected costs which can arise during any time. There are multiple, reputable payday loan companies that are able to lend to the average person who needs to fulfil an expense. The main reason for their recent surge in popularity is that payday loan companies are known for their fast and easy online application process and the quick decisions made in order for the funds to be transferred at a rapid rate, often on the same day that the application is made.

Costs can crop up at any point and for any reason and the lending process can take a substantial amount of time with other lenders. The fact that payday loan companies can offer same day finance transfer is the sole premise behind the creation of this form of lender. Little personal information is also required in order for the loan application to be considered unlike other lenders that require every detail of personal information and financial history. Although the speed of payday loans is the key benefit, there are some areas to give great consideration to prior to proceeding with the application, such as the repayment plan and the interest rates. It is also key to consider how much you can afford to borrow regardless of the amount of expenses you need to cover.


Warning Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.